How to use the Cognizant GenC Next In-hand Salary Calculator
- 1. Check the CTCIt is prefilled from the offer. Change it to yours.
- 2. Set the structureBasic-pay share, variable pay, PF and gratuity from your offer letter.
- 3. Read your in-handMonthly and yearly in-hand, tax and PF.
Cognizant GenC Next package
The Cognizant GenC Next role was offered at ₹6,75,000 CTC per year (Cognizant off-campus hiring for the 2025 batch (apply by 28 Apr 2025)). The calculator starts from ₹6,75,000; change it to the figure on your own offer letter.
- Not stated.
- Not stated in the notice.
Source: mitujjain.ac.in
How in-hand salary is worked out
CTC is the total cost to the company, not what reaches your bank. From the CTC we take out any variable pay or bonus (paid later), the employer's PF and gratuity if they are inside the CTC, your own 12% PF, professional tax and income tax under the new regime. What is left, divided by 12, is your monthly in-hand estimate.
Income tax uses the Finance Act 2025 slabs (no rate change in Budget 2026): a ₹75,000 standard deduction and the section 87A rebate, so most freshers with taxable income up to ₹12 lakh pay no income tax.
What changes your in-hand
The basic-pay share matters most, because PF and gratuity are calculated on it. A higher basic means more PF saved and a little less cash each month. Joining bonuses, relocation allowances and variable pay come separately, so do not count them in the monthly figure. Professional tax depends on the state you work in.
Frequently asked questions
What is the Cognizant GenC Next package?
₹6,75,000 CTC per year, as per Cognizant off-campus hiring for the 2025 batch (apply by 28 Apr 2025).
What is the Cognizant GenC Next in-hand salary per month?
It depends on the salary structure in your offer letter. Enter your CTC and basic-pay share above for an estimate.
Do Cognizant freshers pay income tax?
Under the new regime, taxable income up to ₹12 lakh has no tax after the rebate, so most fresher packages pay little or none.
Is this tool free?
Yes. It asks for your name and WhatsApp number once, when your result is ready, and every other Uncodemy tool then opens without the form.