How to use the Higher Studies vs Job Calculator
- 1. Enter the job optionSalary now and yearly raise.
- 2. Enter the study optionCourse length, total cost and salary after it.
- 3. See who leadsYear-by-year totals and the break-even year.
How the comparison works
The job path earns from year one and grows each year. The study path earns nothing during the course, pays the course cost, then starts at a higher salary. The tool adds up both paths year by year and shows when, if ever, the study path catches up.
Use realistic numbers: your actual offer for the job, and the median salary from your target college's placement report for the study path, not its highest package.
What the money view leaves out
It ignores tax, loan interest, and things that are hard to price: research interest, a career switch the degree makes possible, or GATE and PSU routes. Treat the result as one input. For PSU options, compare your GATE score with past cut-offs before deciding.
Reading the result
The table shows each path's total by year. Before the break-even year the job path leads; after it, the M.Tech path leads. If there is no break-even within the years you chose, the study path does not pay off in money terms on these numbers. Try a lower salary after M.Tech and a higher raise in the job to test the result, because real outcomes often fall between best and worst cases.
Frequently asked questions
Is M.Tech worth it after B.Tech?
It pays off when the salary after M.Tech is clearly higher than the job route, or when it opens a role you want. The calculator shows the money side.
Which salary should I use for after M.Tech?
The median salary from the college's NIRF data or placement report, not the highest package.
Is this calculator free?
Yes. It asks for your name and WhatsApp number once, at result time, and other Uncodemy tools then open without the form.