How to use the Job Offer Comparison Calculator
- 1. Enter offer AFixed pay, variable, the share you expect, joining bonus, stock and commute.
- 2. Enter offer BThe same details for the second offer.
- 3. CompareSee a side-by-side table and which is worth more in year 1.
Worked example
Both sample offers have a headline CTC of ₹10 lakh. Company A pays ₹9 lakh fixed plus ₹1 lakh variable, of which you expect 80%, and a ₹50,000 joining bonus, but you would spend ₹4,000 a month on commuting. Company B pays ₹10 lakh fully fixed with a ₹1,000 monthly commute. After estimated tax (nil for both, thanks to the ₹12 lakh rebate), your PF and commuting, A gives slightly more cash in hand, but B's larger fixed pay builds more PF savings. Overall, Company B comes out ahead by about ₹3,854 in the first year.
Small differences like this mean other factors should decide.
What the numbers cannot show
- Growth: the role, manager and learning often matter more over five years than a small pay gap.
- Risk: variable pay and stock may not pay out; joining bonuses often have a clawback if you leave early.
- Time: a long commute costs hours as well as money.
- Stability and benefits: insurance, leave and work-from-home policies.
Tax uses FY 2026-27 new-regime slabs with the ₹75,000 standard deduction and the ₹12 lakh rebate, without surcharge. The PF and gratuity share of fixed pay is editable; gratuity is left out of year-1 value because it is paid only after five years of service. Stock value is your own estimate. Get a detailed breakdown of either offer with the CTC to in-hand salary calculator, and work out your notice period with the last working day calculator.
Frequently asked questions
Should I always take the higher offer?
Not always. If offers are close, choose the better role, team and learning. If one is much higher, check why: the work, hours or risk may differ.
How do I value ESOPs?
Conservatively. Until shares can be sold, their value is uncertain; many people count them at a fraction or zero.
Is the Job Offer Comparison Calculator free?
Yes, the Job Offer Comparison Calculator is free. The first time you compare your first offers, you are asked for your name and WhatsApp number once. After that, this and every other Uncodemy tool opens straight away without the form.