How to use the M.Tech vs MS vs MBA Comparison Tool
- 1. Enter your situationAdd your current salary (0 if fresher), salary growth and how many years to compare.
- 2. Fill each degreeEnter fees, living cost, duration, stipend and the salary you expect after.
- 3. CompareSee total cost, break-even year and your money position year by year.
What the tool compares
For each degree, the tool adds fees and living costs over the course, minus any stipend (for example the GATE stipend for M.Tech, if your seat has one). It also counts the salary you give up while studying if you are working now. After the degree, it adds the salary you expect, growing each year at the rate you set.
If you are working, every number is compared with simply staying in your job. If you are a fresher, it shows total earnings minus costs. The break-even year is when a degree has paid back what it cost you. Every figure is your own input: the defaults are placeholders, not salary data.
Worked example
A fresher enters placeholder figures: M.Tech fees ₹2 lakh, living ₹1.2 lakh a year and a stipend of ₹12,400 a month for two years; MS fees ₹25 lakh with ₹10 lakh a year living; MBA fees ₹20 lakh with ₹1.5 lakh a year living. They set the same starting salary of ₹10 lakh for all three, to see the cost effect alone.
Total costs come out at about ₹1.4 lakh, ₹45 lakh and ₹23 lakh. With 8% growth, M.Tech breaks even in year 3, MBA in year 5 and MS in year 6. After 10 years M.Tech is at about ₹1.05 crore, MBA at ₹83 lakh and MS at ₹61 lakh. Changing the salary inputs to researched figures changes the ranking, which is the point.
What the numbers leave out
Taxes, education loan interest, exchange rates, the cost of living abroad after an MS, and job-search time are not included. Research realistic salaries from official placement reports of the colleges you are targeting, not averages from forums. Money is only one factor: interest, research goals and the kind of work you want matter as much. Related tools: MS abroad vs job in India, MBA after B.Tech ROI and MCA vs MBA vs job.
Frequently asked questions
Which is better: M.Tech, MS or MBA?
It depends on your goals and your numbers. This tool compares only the money side, using figures you enter.
Where do the default numbers come from?
They are placeholders so the tool runs. Replace them with fees and salaries from official college sources.
How is the break-even year found?
It is the first year after the degree in which your total money position is back to zero or above, compared with your starting point or your current job.
Is this tool free?
Yes. You enter your name and WhatsApp number once when you see your result, and other Uncodemy tools then open without the form.